Kamis, 10 Juni 2010
Get Affordable Auto Insurance
1. Shop frequently. Don’t just look for auto insurance quotes once and give up if you don’t find the right price for your budget. There are trends in the auto insurance market just like any other market. Regularly checking auto insurance quotes online (maybe once a month at the very least) is a fast way for you to get an auto insurance quote that fits your financial plan.
2. Know where to look. Looking online for auto insurance quotes may be the fastest and most convenient way to find and compare multiple auto insurance quotes and insurers, but it’s still not the only way. Check the yellow pages, ask your friends, and check your state’s insurance department for recommendations on reliable insurers you can get affordable auto insurance quotes from.
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3. Be consistent with the information. The auto insurance quotes you get are mostly ballpark figures, but you’ll get less reliable information if you fill out each insurer’s online quote form even slightly differently. The most accurate way to compare insurers and receive reliable auto insurance quotes is to make sure that you give each carrier the same driving information. Make notes of how you answer the forms’ questions so you can stay on track.
4. Know what makes you a low-risk driver. Be proud of all the things that make you a low-risk driver because that’s what can save you money. Factors include a healthy credit score, safety and security features in your vehicle (air bags, automatic seat belts, anti-lock brakes, anti-theft car alarm), or even just a fairly clean driving record. You can also find low auto insurance quotes by giving insurers a ballpark figure of how often and how many miles you drive. Drivers with low annual mileage can be eligible for a discount by many insurers.
5. Look for reputable insurers. If you’re looking for auto insurance quotes online, remember to only seek auto insurance quotes from reputable insurance companies. You can check with your state’s insurance department for recommendations.
6. Very low rates may be too good to be true. If you’re finding that many of the auto insurance quotes you’re receiving are in a general price range but you find one that is very, very cheap, be on guard. It may be too good to be true. An extremely cheap auto insurance quote may suggest that the insurer is compromising on the important things, like some necessary coverage or customer service.
So what are you looking for? Start searching and comparing auto insurance quotes today. It's free, easy and convenient. You can save up to hundreds of dollars annually.
Rabu, 14 April 2010
What does auto insurance cover?
Introduction to auto insurance quotes in Canada
Your auto insurance is there to protect you against financial loss if you are in an accident. Your auto insurance is, essentially, a contract between you and your insurance company. You pay a premium, and in return, the insurer agrees to pay for any losses as they are defined in your car insurance policy.
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Auto insurance and the law
In Canada, it is the law to have auto insurance. Your car insurance is valid anywhere in Canada and the United States. It’s a good idea to take your proof of car insurance with you whenever you drive because you must produce it if a police officer requests. If you are found driving without valid auto insurance, you can have your driver’s licence suspended and your vehicle impounded.
In Canada, each province and territory establishes their own required minimum insurance coverage. However, you often can get options that go beyond the basics. One of the nice things about insurance is that you can modify your policy to make certain that you’ve got the exact protection you require, without paying for extra insurance you may not need.
The law does not require that you get car insurance to cover physical damages to your automobile. However, if you have a newer automobile you’ll want to protect your investment and consider purchasing Collision and Comprehensive coverage.
What does auto insurance cover?
Your auto insurance generally provides property, liability and medical coverage:
* Property coverage pays for damage or theft of your car.
* Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
* Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
Minggu, 11 April 2010
Pickup Truck Insurance
Whether you have a half ton or over one ton pickup truck – you expect your truck to help you get your work done. You should also expect to get the best coverage and service options with your pickup truck insurance. As the #1 Truck Insurer in America, Progressive has pickup truck insurance and trailer insurance options designed to meet your business’ needs.
Pickup Truck Insurance Coverages
No matter what you’re hauling, you want to make sure you have the right insurance coverages for your pickup truck. Whether you’re a contactor, a landscaper or any other skilled tradesperson, you need to make sure you have enough truck insurance to protect you no matter what kind of situation you’re in. Common types of pickup truck insurance coverages include:
- Liability Insurance – Includes Bodily Injury and Property Damage coverage and can cover injuries or damage to other people or property if you're at fault for an accident.
- Physical Damage Coverage – Includes Comprehensive and Collision coverage and can protect you if your pickup truck collides with another object or rolls or is stolen.
- Uninsured or Underinsured Motorist Insurance – Can provide coverage when you’re involved in an accident with an uninsured or underinsured motorist. Uninsured Motorist insurance options vary by state, but our licensed agents can help you determine what options are available and what choices make sense for your business.
We also offer coverage for different types of trailers, including the following:
- Utility Trailer
- Horse Trailer
- Gooseneck or Medium Duty Trailer
Fast & Easy Pickup Truck Insurance Quotes
When you get a free pickup truck insurance or trailer insurance quote from Progressive, you get help and guidance from one of our licensed insurance representatives every step of the way. Your pickup truck quote and rate will be customized to meet your pickup truck or trailer insurance needs. Our pickup truck insurance quotes include special benefits and features designed just for our commercial auto insurance customers.
- Customized Commercial Auto Insurance Discounts – We offer discounts designed especially for our commercial auto policyholders. You could be eligible for a discount just by having a commercial driver’s license or based on the number of years you’ve been in business. We also offer additional savings for customers who pay their pickup truck insurance bills electronically or pay their policy in full.
- Superior Commercial Auto Insurance Claims – We offer best-in-class commercial auto insurance claims service with highly trained insurance claims specialists. Our claims specialists will work with you to help you get your pickup truck or trailer back on the road fast.